Prabhakaran, Shamli, and Mynavathi L. “Does Fintech Usage Alter the Relationships Between Financial Literacy, Behaviour and Well-Being? Evidence from India”. Organizations and Markets in Emerging Economies, vol. 16, no. 1 (32), May 2025, pp. 133-54, https://doi.org/10.15388/omee.2025.16.6.